Credit Card Fraud Detection for Online Business Owner

First of all, pardon me for posting something unusual today. I just feel the need to share this with other business owners who may find the information useful.

(photo for illustration only)

Last week marked a record of the most credit card fraud transactions we ever got in a weekend.  It makes me wonder how many stolen credit cards out there are used for credit card fraud.  And how much money the businesses have to lose.

Before we go further, what I mean with credit card fraud transaction is when a buyer, with stolen credit card information,  place an unauthorized order without the knowing from the original credit card holder. I will discuss tips especially about online credit card fraud.

Business owners need to distinguish fraud transactions among the legitimate ones. It’s even more difficult if you have an online store as you can’t see the physical card. So what you can do?

My tips are:

  1. Don’t assume just because you never have one fraud, you won’t have one. The more popular your store is, the higher probability you will frauds.
  2. Don’t assume the credit card or the shopping cart system you have is safe. You need to be vigilant and to look through all of your orders and know which ones are the bad ones.

Credit Card Fraud Detection

You need to detect credit card frauds by looking for the characteristics below:

1. Order is unusual

Unusual means different than regular orders you receive daily. For example, the quantity per item is high or the total order is significantly higher than usual. It should give you an alert.

Don’t feel too happy yet when you see an order with a high amount. Take a deep look into. Search on the internet to find more information.

2. Shipping and billing address is different

If there’s an order with a high total order amount with different shipping billing address, I will cancel it right away. Most often, it’s fraud. Don’t feel bad to cancel it. It’s better to be safe than sorry.

3. Shipping with Express mail. 

The thief usually wants to have the goods shipped right away to their place. They don’t care how much the shipping cost since it’s somebody else’s card anyway.

More Ways to be Safe

1. Enable AVS on your online store. Address verification is helpful to weed out illegal transaction.

2. Most fraud transactions are originally from Russia, USA, and some other countries. Search on the internet for it. And restrict shipping to those. I don’t ship to those countries (I ship to USA of course) now since there are higher risk that the purchase is fraud.

The tips I share with you is only a part from the big picture and it’s just the first step. You will find a lot more by searching on the internet.

Do you have any information you want to share or any experience with credit card fraud? Feel free to share in the comment below. I’d love to know your thoughts. Thank you.

Undercured Gel Polish What and Why

One problem people may have with gel manicure is undercuring. It shows when the polish is still sticky after curing and wiping. Undercuring will increase the risk of service breakdown and may increase the risk of an allergy to any gel product.

Gel polish not cured enough can lead to allergy

Potential Causes & Solutions

  • Improper hand placement –> Hands and nails should be properly placed far enough under UV or LED bulbs
  • Gel has been applied too thickly –> Apply thin layers. Shake nail polish well before application. Cure each layer separately and cure according to the recommended time by the manufacturer.
  • Not using CND UV Lamp –> Shellac was developed to be fully cured using Shellac lamp. Using different lamp may cause Shellac is not fully cured.
  • Bulbs need to be replaced –> Recommended time to replace all bulbs is 6 months or when it shows signs of undercuring.
  • Incorrect removal of tacky layer or use acetone or diluted Isopropyl Alcohol –> Use 99% Isopropyl Alcohol to remove sticky layer.

Do you have any experience with undercured gel or shellac polish? Please share on the comments below. Thank you.

Source: CND

Infinite Kit for Infinite Gel Color Palettes

Winifinite color palette kite wrote some time ago about Gelibility gel polish, a product that changes your regular nail polish to gel nail polish. And we want to introduce you to another similar product called Infinite Color Palette Gel Kit.

Create your own gel polish shades with Infinite Color Palette Kit. You can create your unlimited array of colors using nearly any regular nail polish. The gel polish made (about .5oz finished product), can cures in 30 seconds under LED or 2 minutes under UV. And it lasts for weeks without chipping or peeling.

Save the remaining nail polish for pedicures & touch-ups. Also get creative by mixing colors or adding glitters!

The Kit includes:

  • Exclusive Formula Gel
  • Lacquer Extractor
  • Filler Tube
  • and a Color Display Ring. Just add your favorite polish!

Infinite Gel Color Palette Kit

What makes Infinite different than Gelibility is the way it uses to create the gel polish. With Infinite, you need to use the polish extractor to take out a lot of nail polish and fill it into the Infinite bottle. With Gelibility, you use drops to create as much gel polish you want. Basically, they are the same. With Infinite I guess you can use couple drops to make little amount of gel polish too.

Watch instructional video at www.infinitecolorpalette.com or below.  The kit is available at Esther’s Nail Center for $10.99. What do you think about Infinite?

Thresa Sulistio, The D-I-Y’er

Thresencia SulistioThere’s always something interesting in people’s life story. I would like to share some with you today in Q&A format. I’ll start with myself and I hope to write more stories about people in nail industry.

YOU FOUNDED ESTHER’S NAIL CENTER. HOW DID IT START?

I believe what you give you’ll receive it back. It started when I first moved to San Diego in 2004. Back then I still had plenty of spare time. So I volunteered at the local library. Then I knew the supervisor at the library who just started a nail polish line. She offered me to sell her nail polish and I grabbed the chance. I thank God that Esther’s Nail Center still exists and it is what it is now.

 

TELL US YOUR MOST INTERESTING/FUNNIEST MOMENT

When I first started the business, I didn’t have a different business phone number. So people called to my home phone. One early morning, my husband took a call from a customer asking for Esther as she wanted to order some nail polish. Thinking the customer was my friend, he casually said that I was still in bed and couldn’t talk. It was really embarrassing to call back the customer :-).

WHAT IS YOUR TOUGHEST MOMENT YOU WISH YOU NEVER HAD?

Managing business always has some down moments. One saddest part is when we lost a great deal of money couple due to some credit card frauds. We were naive back then and thought everything was secure. Since then we learnt a lot.

WHAT’S SOMETHING WE DON’T KNOW ABOUT YOU?

I am an immigrant. I speak English as second language. I am a quiet person. I like to be home when my kids come from school. I am active at a local Indonesian Church and I have another insurance business. And I find it difficult to apply nail polish nicely. :-)

CND Shellac Vinylux Garden Muse Summer 2015 Collection

Not long after releasing its Flora and Fauna Collection for Spring 2015, CND revealed its summer 2015 collection called ‘Garden Muse‘.

CND GARDEN MUSE Summer 2015 Collection, featuring intense floral hues from a bright garden filled with memories future-past. “This season’s trends are all about sculpted, dramatic silhouettes and intense floral hues that invite abandoned reverie,” says CND Co-founder and Style Director Jan Arnold. “Nails are seductive and sleek, adorned with a harmony of vintage floral design elements and spellbinding patterns for an alluring effect.”

CND Shellac Garden Muse

The color collection in Shellac and Vinylux is slightly different. Shellac has 4 new colors and includes 2 old colors in this collection, while Vinylux version has 6 totally-new colors.

The Shellac Garden Muse collection shades are:

  1. Beckoning Begonia: shimmer fuchsia pink
  2. Hot Pop Pink: shimmer hot pink. Not a new color.
  3. Wisteria Haze: creme lavender.
  4. Lost Labyrinth: shimmer teal.
  5. Water Park: shimmer blue sky. Not a new color, from Summer Splash collection.
  6. Butterfly Queen: glitter magenta pink.

CND Vinylux Garden Muse Summer 2015 Collection

While the Vinylux Garden Muse collection consists of :

  1. Beckoning Begonia: shimmer fuchsia pink
  2. Crushed Rose: creme dark pink. Not available in Shellac.
  3. Wisteria Haze: creme lavender.
  4. Lost Labyrinth: shimmer teal.
  5. Reflecting Pool: creme blue sky. Not available in Shellac.
  6. Butterfly Queen: glitter magenta pink.

Swatches can be found on the internet.

CND Shellac manicures and pedicures provide mirror shine and 14-day flawless wear. Formaldehyde, Toluene and DBP (Phthalate) FREE.

CND Shellac is sold for $15.95 each while Vinylux is $6.79 each. Available now at www.EsthersNC.com.

CND Flora & Fauna Collection for Spring 2015

The CND Flora & Fauna Spring 2015 Collection is released this month and available now at EsthersNC.com. The colors are available in Shellac or Vinylux.

cnd flora fauna collection spring 2015

CND Flora & Fauna, featuring blooming watercolor pastels and glistening landscapes that inspire this season’s approach to color and style. The all soft, natural colors in the Shellac version are:

  1. Dandelion (Peach)
  2. Fragrant Freesia (Fuchsia)
  3. Salmon Run (Darker peach)
  4. Wild Moss (Shimmer Greyish Green)
  5. Creekside (Pastel Blue)
  6. Field Fox (Dusty Rose)

Plus 2 more for Vinylux:

  1. Blush Teddy
  2. Thistle Thicket

CND Flora Fauna Spring 2015

For swatches, check out this awesome CND Vinylux FLORA & FAUNA  blog post from imabeautygeek.com. Shellac colors are similar to Vinylux.

Vinylux Thistle Thicket

Photo source from imabeautygeek.com.

You can find Shellac and Vinylux at EsthersNC.com. We also have Daisy, Gelish and other popular brands of nail polish.

Gel Nail Polish Gift Ideas Under $10, $100 and beyond

So you want to give someone a gift and you know she likes to do her own gel manicure. What would you give? Here are some gel nail polish gift ideas to help you finding great and useful gifts for her beside gel nail polish.

 

Under $20

1. CND Holiday Lotions

CND Scentsations Holiday Set Hand & Body Lotion

Price $8.99

Restore essential moisture and captivated your senses this holiday season with a charming collection of limited-edition CND Scentsations Hand & Body Lotions. The set includes 3 bottles of lotion with holiday scents such as Veiled Plum, Cranberry, and Wicked Ivy. Size is 2 oz/59 ml each.

Packed in beautiful red retail box, the set is ready to go.

2. UV/LED Lamp Gloves

UV/LED Lamp Gloves

Price $5.95

Anti UV Fingerless Gloves protect hands while curing under UV or LED lamp. Very useful for avid gel polish user. Put them on before having a manicure with uv gel polish. One size fits most. Great for stocking stuffer.

3. Cuticle Oil

CND SolarOil

Price $6.50-8.50

Keeping your nails and cuticles moisturized is very important especially during this cold, dry season. Have some bottles and scattered them in your handbag, cars etc, will help you to oil your cuticle. Also it’s recommended to use cuticle oil periodically after gel manicure to strengthen your nails. CND SolarOil is one of the most popular cuticle oil out there. Grab some for gifts.

4.  Gelos Gel Soak Off Polish Thinner

Gelos Gel Polish Thinner

Price $10.99

This product is a must for avid gel soak of polish users. Gel polish will get thicker over time. So keep it handy in case your gel polish is getting too thick. Gel polish that is too thick can lead to wrinkling problem. Thin it with Gelos Gel Thinner out for longer shelf life.

 5. Christmas Nail Stickers

Christmas Tree Nail Stickers

Christmas Nail Stickers

Price $2.50

Beautiful Christmas Nail Stickers with various designs such as snowman, christmas trees, presents, snowflake, etc. Make beautiful Christmas nail art design in no time. Just peel and stick to your prepared nails. Choose from glitters red and green or gold and silver designs. Great stocking stuffers especially for nail art lovers and kids.

 

Under 100

1. Gelibility Fix Stick It Set

Gelibility Fix It Stick It Set

Price $37.95

With Gelibility, you can turn any regular nail polish into your own custom gel colors. You no longer need to purchase many gel polish colors. Gelibility gel polish nails have a beautiful shine, no dry time, and can last 2–3 weeks. Cured under UV, LED or CCFL light. The set includes 1 Gelibility Fix It, 1 Gelibility Stick It and 1 mixing palette.

2. CND Shellac Starter Kit

CND Shellac Starter Kit

Price $86.95.

CND Shellac Starter Trial Kit has all the essential products to start your Shellac manicure or pedicure with great saving. So you don’t need to worry about what you should buy individually. However, this pack doesn’t include a UV lamp, which is sold separately. Packed nicely in a retail box. Perfect for a gift.

3. Gelish Complete Starter Kit with LED Lamp

Gelish Complete Starter Kit with LED Lamp

Price 88.99

Gelish Complete Starter Kit includes all you need to make your at-home gelish manicure successful. The starter kit contains Gelish gel polish, base and top coats and a mini personal LED lamp as well. With this kit you’re ready to go. (Read our blog post about the lamp in this kit)

Over and Beyond

1. OPI Starter Kit and Professional LED Lamp

OPI Starter Kit and OPI Professional LED Lamp

This OPI Complete Starter Kit includes 1 unit of OPI LED Lamp and 1 New OPI Starter Kit. All you need for gel manicure. The starter kit has a base, top coat and 6 gel colors and other accessories. The lamp is a big professional LED lamp. A high quality, versatile LED lamp.

2. Gift Certificate

The best gift ever….a Gift Certificate. No need to worry if she will likes the gift or not, and easy to give. Purchase online and gift certificate will be emailed to the recipient. Very easy and no hassle.

I hope this guide is helpful. Have a nice and safe holiday season!

Esther’s Nail Center Giveaway

Hello all! It’s time for Esther’s Nail Center Giveaway! One winner will win a set of 4 Rainbow Honey Nail Polish full size.

raffle 009

It’s easy! Just enter here.
a Rafflecopter giveaway

The details:

  • Contest begins 10/2/14 at 12:00 am PT and will end on 10/12/14 at 12:00 am PT.
  • Contest is open in the US only
  • Winners will be contacted via email within 48 hours of the end of the giveaway. The winners will then have 48 hours to respond and accept the prize. If the winner does not respond to claim the prize by 48 hours after notification, a new winner will be selected for that prize.
  • The prize will be shipped to the address provided.
  • Only entries through the Rafflecopter widget below will be counted.
  • All entries will be verified. Invalid entries will be thrown out.

Good luck!

Related Posts Plugin for WordPress, Blogger...